Credit management is an important part of adulting. The better you manage your credit, the easier your adult life will be. “What’s the big deal with a low credit score”, you might ask. Since so many businesses now judge you based on your credit score, having bad credit can make life extremely difficult. Everything from getting a job to getting a place to live.
Poor Management
Bad credit and no credit have an impact. Ramifications include, but are not limited to:
- Denied Home Loans
- High interest rates on your credit cards and loans
- Credit and loan applications may not be approved
- Difficulty getting approved for an apartment
- Security deposits on utilities
- You can’t get a cell phone contract
- You might get denied for employment
- Higher insurance premiums
- Calls from debt collectors
- Judgments filed against you
Get Assistance
Poor credit scores occur when it might not dawn on you. Maxing out your credit cards and ignoring your bills, has a negative affect. This will significantly affect your credit score. The timeliness of your credit card payments and the amount of debt you carry have the biggest impact on your credit score. Make a mistake in any of these areas, and your credit score will plummet.
However, all of this can be avoided and even corrected. We have decades of experience helping our clients turn bad credit into good and even, great credit. Now they enjoy all of the benefits of having good credit.
Lastly, you deserve to enjoy lower interest rates, car loans, home mortgages, and starting new businesses. Rock Credit Repair will help you achieve all of these goals!